Want to know what sets FCM apart from others in the industry?

Look no further! (but, actually scroll down to find out)

Affinity Builder Program

1% of loan amount for the buyer to lower their rate or put towards
closing costs
24 hour turn-time commitment at every decision level
No lender fees on VA loans*
90 day loan approval guarantee
Program Flyer Example

All lender fees will be waived for U.S. Veteran applicants*
Terms & Conditions apply

Pre-approval Process

Speeding up the underwriting and loan approval process.
  • LO completes the 1003
  • Obtain credit report
  • Run AUS
  • Upload all needed income and asset docs into the eFolder
  • Borrower signs borrower’s certification, authorization, and an intent for pre-approval
  • Processor submits loan to Underwriting
  • Underwriter makes the decision – if approved commitment letter provided

We Offer Initial CD

The initial CD goes out at conditional approval. 90+ percent of the time we can use the mailbox rule for closing and the closing disclosure does not require a borrower signature. No more last minute rushing around to get the CD signed see you can close in three days.  The initial CD process helps eliminate delayed closings.

COE Circle of Excellence Award

Trip Qualifiers
  • Top Producers of the Year
    • Diamond Achievement Winners
  • Focus Award Winners of the Year
    • Top 5 LO’s with largest growth percentage
  • Top Regional Sales Manager
    • Highest combination of all 6 qualifers
  • Top Branch Manager
    • Highest combination of all 6 qualifers

FCM Annual Awards

Diamond Achievement Award
25MM or 140 units
Focus Award
Top 5 LOs with highest % increase in volume over prior year totals; with a minimum of 10MM in the current year and a cumulative total of 20 MM for 2017 and 2018 combined
Platinum Circle Award
20MM or 120 units
Horizon Award
Loan Originators who join FCM and demonstrate superior potential or achievement